Buzzy,So here's to knowing nothing about MTB's - I rode one once before I moved to Ephrata which was 37 years ago. This past summer I rode a "cruiser" (one speed) while staying in LA (burn, burn). So for a 74 year old who keeps thinking a MTB might be fun but knows he's never going to be competing in the Ephrata Grand Fondo but would perhaps like to ride off road on trails (Beezley Hill here on the edge of town has a few dozen trails from far too steep to moderate), what would I look for? Why a "hart tail" (whatever the hell that is). ODI? Chester (wasn't he on Gunsmoke?)... @Josh - feel free to delete my thread. How often does a bike need a tune up? A friend of mine waited a couple months to get his tuned up............ huh. Jitenshaya-san: nope.
Ya' don't need to spend a lot of $$ on a utilitarian mtb. Good derailleurs and shifters are expensive, but the lower end grades last quite a while. I know that Covid cause a bike shortage and increased the price of used, but the former rule of thumb was that a 2 year-old used bike could be had for 50 to 60% of new cost. So keep that in mind. If exercise is the goal, a motor is unnecessary. With a triple chain ring and 27 or more gears, in low gear I could climb a tree with my bike if not for falling off vertical pitches. Annual tune ups are a good idea, but you can do them yourself. I have a copy of Bicycling magazine's Complete Guide to Bicycle Maintenance and Repair that helped me expand my mechanical aptitude. Bicycling and swimming are probably the lowest impact (on the joints) activities a person can do and really build up aerobic capacity.